Author: Roman

Dividend Investing vs. Indexing – Part 6

If you have stayed with the series till now, well done!  You did better than me, as I needed couple of distracting posts in-between 🙂  This will, hopefully, be the last of this series unless I find something else not covered elsewhere. Over the first 5 articles, we analyzed dividend investing vs. index investing from […]

Like it? Share it!

Read More

Dividend Investing vs. Indexing – Part 5

This article covers total return performance in dividend investing vs. indexing. If you landed here directly, you may want to read the series in sequence to follow this important subject for investors:  Part 1, Part 2, Part 3 and Part 4 are preludes to this article.  For easy reference, the entire series is organized in […]

Like it? Share it!

Read More

Dividend Investing vs. Indexing – Part 4

In Part 2 and Part 3, we looked at how dividends provide flexibility to an investor’s cash flow needs.  If you have landed here directly, you may want to start with Part 1.  We also saw the high degree of customization afforded by dividend growth investing (DGI) for those who have the interest and temperament to […]

Like it? Share it!

Read More

Retiring Abroad? No Garden Path Awaits

Today, we take a break from the investing series of articles.  I didn’t want to bore you continuously with Excel charts and numbers!  We will pick it up next week.  Today, we cover a topic of growing interest to many, especially in recent times. Read on… You see them everywhere.  Magazines, news articles, blogs, and newsletters. […]

Like it? Share it!

Read More

Is Investing Worthwhile?

The following is a guest post from Grant Swann.  While we are in the midst of our investment series on Dividends vs Index, this post addresses a basic question on why to even bother investing.  Since a shocking 80% of the millennial generation don’t invest, fundamental topics like these serve as guidance for millennials and a reminder for the rest of […]

Like it? Share it!

Read More

Dividend Investing vs. Indexing – Part 2

This article takes off from the groundwork we established in Part 1.   In writing this series, I have started with the well-supported premise that over the long-term, equities are the best asset class to remain invested in.   In addition to my article on the efficient frontier, there are several excellent books and good resources on […]

Like it? Share it!

Read More

Dividend Investing vs. Indexing – Part 1

Saving regularly and having a zero or manage-ably low debt are important prerequisites for efficient long-term investing. You can’t think of investing until your savings is building up.   If you are a diligent saver or have sizable funds already, this series of articles is for you because it is about investing those savings.   After you are […]

Like it? Share it!

Read More

Financial Independence is Mandatory, Retiring Early is Optional

The title is a line I often use with friends and even in comments I leave on other websites.  There is no compulsion that financially independent people must retire early.  In math, there is a concept called ‘necessary’ and ‘sufficient’ condition for a given outcome.  Without getting into math, a real-life example will make the concept […]

Like it? Share it!

Read More