What is Enough?

What is Enough?

“Even an eye-less needle doesn’t come with you on your last journey”  says an old proverb.  A sewing needle is a trivial item anyone can afford and its essential part is the hole or the ‘eye’ where you pass the sewing thread. If that is broken, the sewing needle is useless. You…

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It Pays Rich Dividends

It Pays Rich Dividends

English is an interesting language.   We bring financial concepts into daily expressions and vice versa.  All the English-speaking countries in the world trace their English language origin to some connection, if not a straight colonization, to The British Empire or the East India Company.   Many of the old British…

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Got Risk? Get Over It!

Got Risk? Get Over It!

“I would like to avoid risk as much as possible” is what we often hear or even say.   That’s understandable for a conversation but the attitude we show towards risk is the single largest determinant of our success.   And that attitude was likely formed even before you entered your teenage…

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How To Invest Efficiently

How To Invest Efficiently

My past articles have been on many essential topics relating to life, work, savings and even relationships.   Those posts serve as preparatory work for getting into a serious topic in this article – on investing.   Before starting on our investing journey, it is clear that we should learn to save more and…

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Simple Trick To Save More

Simple Trick To Save More

If you have read the article about retirement crisis, you would have rightly concluded that it is in many ways a ‘savings crisis’.   Here at Ten Factorial Rocks, we believe in earning more income as a better way to increase savings, but let’s face it – for many people, that’s not an immediate possibility.…

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