There is a lot of advice going around that suggests that you should spend money on experiences and not things. The idea is that material possessions will lose their luster, but experiences will give you a lifetime of memories. So, is this sound advice? In certain cases, it can be, but there are some wrong […]
It’s time for me to start getting ready for winter. Fall is officially here, and it’s time to start getting my home ready for the coming winter months. Here are a few things that I do to keep my home warm and save some money during the winter. Stopping Drafts My basement had some drafts, […]
Restoring furniture can be a fun project and can save you a lot of money. If you’ve ever shopped for new furniture, then you may have experienced some sticker shock. Even lower-quality pieces can be very expensive. Finding older furniture and restoring it is a budget-friendly option to furnishing your space. New Furniture Cost Of […]
Aside from the associated hazards, living in a storage unit is illegal in most municipalities. Despite these, it does occur and many still consider it a viable housing option. Is it really possible to live in a storage unit? The quick answer is no. Here’s why. Cheap Housing Alternative According to the National Alliance to […]
Many Americans live paycheck to paycheck needlessly. Creating a household budget will allow you to end the vicious cycle and get control over your finances. Identifying the Budget A budget is a sheet of paper that contains everything you pay throughout the year, including daily expenses. You simply deduct that figure from your total net […]
We are all aware of those pesky irregular expenses that are so hard to fit into your monthly budget because they don’t occur regularly. These bigger expenses are a challenge to plan for and it can be easy to forget about them completely because they aren’t accounted for in your monthly expenses. When it does […]
Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open. If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories! Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! Financial Independence / Retire Early (FIRE) is a cherished goal among the readers of […]
Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open. If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories! Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! The concept of stealth wealth is not new in the personal finance community. If […]
Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open. If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories! Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! There..I just dated myself. If you remember “Honey, I Shrunk the Kids” movie (1989), […]
Hi Everyone, Namaste from India! We came, we saw, we conquered! Not exactly….but we moved and have settled in the world’s largest democracy. Thanks to professional movers, good airline service and support received from my employer in transit accommodation, I couldn’t have asked for a smoother move! I can’t help but wonder about how integrated […]