It’s no secret that owning a car comes with considerable expenses. These are necessary in order to keep it in the best condition and enjoy using it for a long time to come. If you want to keep using your car but would like to lower the expenses it costs you, read on to see […]
High yield savings accounts are back. Rates have been rising, as the Fed continues its fight against inflation. Mortgage rates have risen. If you have credit card debt or have tried to finance a car, then you will have noticed rising rates and possibly higher payments. But it’s not all bad news. If you […]
What do rising interest rates mean for your finances? Rates have been rising since March of 2022 when the Fed began an aggressive campaign to attempt to stabilize the economy and fight inflation. Rising rates make borrowing money more expensive, but they also make saving rates more attractive. Here is a quick look at how […]
Buying a house in today’s market can seem impossible. 30-year mortgage rates are hovering around 7%, which is more than double what they were about a year ago. The median home price in America is at $427,000, which is over 13% higher than this time last year. Couple those stats with record inflation, and the […]
What can you do if you accidentally paid taxes twice? You’d think it would be hard to pay taxes twice, but it can happen. There are endless stories online of people doing this very thing. No matter how you double-paid on your taxes, you will probably want your money back. Here are a few things […]
Avoid these mistakes when applying for a mortgage. Applying for a mortgage can be a drawn-out process requiring a lot of paperwork and time to complete. You can however minimize the headache by making sure a few things are in check. Rates In today’s rising rate environment, it becomes necessary to shop for the best […]
Sports betting is big business, as betting on the NFL and College Football is expected to exceed $31 billion this season. If those projections are correct, that would be a record. The Business of Betting A record 46.6 million Americans plan to bet on NFL games this season. That is up 3% from last year […]
It’s important to retain good control of your finances if you want to have a chance of enjoying a bright future. Many people, however, seem to have a hard time retaining money, especially during periods of high spending. Read on to see some tips that can help you retain some money through all seasons and […]
What does a recession proof portfolio look like? Most economists agree that we are officially in a recession. Your portfolio, if heavily exposed to stocks, has probably taken a hit. So, how can you recession proof your portfolio? Recession Defined What is a recession? A recession is most commonly defined as two consecutive quarters of […]
I’m still busy building cash. Recently, I’ve decided to split my cash savings into two different accounts. Half will be going to my current savings account and the other half to my brokerage account. There are a few reasons why I’m taking this approach. Here is a quick summary. Too Much Cash? I don’t consider […]