Category: News & Analysis

What is the SAFEST Withdrawal Rate?

Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open.  If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories!  Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! Few things occupy the minds of our financial independence/early retirement (FIRE) community as much […]

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Honey, I Shrunk The Budget!

Added 7/12/2018: Nominations for the 2018 Plutus Awards are now open.  If you like what you read here, please consider nominating tenfactorialrocks.com in all the relevant categories!  Please submit your nominations here! Only one submission per IP address, please! Thanks a lot for your support! There..I just dated myself.  If you remember “Honey, I Shrunk the Kids” movie (1989), […]

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Curdled With The Growing Indian Economy

Hi Everyone,  Namaste from India!  We came, we saw, we conquered!  Not exactly….but we moved and have settled in the world’s largest democracy.  Thanks to professional movers, good airline service and support received from my employer in transit accommodation, I couldn’t have asked for a smoother move!  I can’t help but wonder about how integrated […]

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Real path to higher income. Take it up a notch or two or 1000!

Fire Your Financial Advisor!

There are many seekers of financial independence and early retirement (FIRE).   Many depend on financial advisors to help them reach a comfortable retirement.  To reach FIRE faster, however, you may have to fire your financial advisor!  I have always managed my finances on my own, and you can too.   For those with any […]

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Net Worth Angst? Beware of This Bias

I love Rockstar Finance (RF).  It is my ‘go to’ resource to see what’s happening in the personal finance blogging world.  I have had the privilege of having a number of my articles featured in RF and enjoyed the warm blanket feeling of seeing thousands of visitors on my site on the day I am rockstar’ed!  […]

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FIRE Without Smoke

What’s up, folks?! The last time I published here was on New Year’s Eve announcing our big decision!  You must have been back to your daily grind – whatever it may be – after a good holiday season.    These breaks often remind us why getting back to full-time work is harder after retirement.  So, […]

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Simply Safe Dividends

Simply safe dividends – that’s what every dividend stock investor wants.  Even if you are undecided on the ‘eternal’ debate between index fund investment and dividend stock investing, it stands to reason that you want your investments to grow.   Growth, keeping up with inflation or going beyond it, can only happen if the business you […]

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Live It Up in Retirement!

After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle.   Not exactly millionaires, but affluent retirees are also worried about running out of money.  So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared some interesting facts.  I will […]

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What Do The Rich Worry About?

Recovered from my big reveal last week yet? 🙂   Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper.   Yes, I do read magazines from outside the U.S.  Of course, I stick with English newspapers published around […]

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Changing Student Loan Policy Under New Administration

This is a guest post by Jacob Evans @ DollarDiligence.   The topic of student loans is always current on people’s minds, especially those with kids or young adults in college or many having college debt.  Persistent student loans (or lack thereof) plays a significant part in your net worth journey.  College costs are not in […]

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