Tag: financial independence

What Do The Rich Worry About?

Recovered from my big reveal last week yet? ūüôā ¬† Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper. ¬† Yes, I do read magazines from outside the U.S. ¬†Of course, I stick with English newspapers published around […]

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Counting The Marbles

The personal finance blogging world is filled with three categories of people who put out good content: A) ¬†People who are open about both their net worth and their identity. ¬† They track their net worth vigorously and update frequently. ¬† They also post their pictures and their family’s including their travelogues. ¬† These blogs […]

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Pursuit of Happiness

There are many immortal words in the U.S. constitution. ¬† This country was formed on the bedrock principles of guaranteeing all its people¬†life, liberty and the pursuit of happiness. ¬†Any civil society or even the most progressive government can only guarantee life and liberty but not happiness. ¬† Happiness is an entirely personal and internal¬†feeling, […]

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Investing: Get The Most Bang For Your Buck

Efficiency is beautiful. ¬†Nature gives us so many examples.¬†¬†Out of the millions of sperm that try and enter the fallopian tube, only one finally enters the¬†egg.¬† The moment it does, the door is shut for all others around it. No matter how many millions of sperm try, only one can enter. ¬†The fertilized human egg […]

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Cost of Consensus in Financial Independence

“You pay a heavy price in the market for a cheery consensus” says the Oracle of Omaha, Warren Buffett.¬†¬† The nature of human mind to seek out favorable facts, approvals and confirmations¬†in support of what we already want to believe is called confirmation bias.¬†¬† By nature,¬†most of us have a strong confirmation bias because we […]

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Ten Factorial Rocks – First Birthday!

Hi All, I am happy to share with you that today, Ten Factorial Rocks (TFR)¬†is¬†officially one year old!¬† Exactly one year ago today, inspired¬†after a long morning walk, I started this oddly-named website.¬† The idea itself had been germinating¬†for long,¬†after years of being on the receiving end of¬†frustratingly bad information from¬†mainstream media¬†and also, dealing with […]

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Seek Independence From Money Prison

What an oddly-titled¬†article from this website, right?¬† Trust me, it will make sense.¬† Read on… Does money drive your life?¬† It may sound ironic hearing this from a¬†guy who has a monetary target to achieve, firmly planted¬†on¬†the name of this¬†website.¬†¬†But it is true.¬†¬† Truth be told, I put up that big, hairy, audacious goal (BHAG) […]

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Stay Humble and Kind

The journey of life is long, complicated and is never a straight path. ¬†Same applies to our financial journey as well, as finances mirror our lifestyle and choices.¬†¬† So, we must stay humble and kind. The elegance of steadily compounding financial returns are merely that…just elegant. ¬† ¬†It’s funny we model financial portfolio growth using […]

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Stress-test Your Financial Independence

Loss aversion defines much of human behavior. ¬†We are so worried about the prospect of loss, that many studies show that¬†finding $100 doesn’t give the same joy to offset the pain of losing $100.¬† Some say,¬†it takes as much as¬†gaining $200 to offset the loss of $100.¬† In other words,¬†a loss feels twice as¬†painful¬†than a¬†gain […]

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