Tag: financial independence

Investing: Get The Most Bang For Your Buck

Efficiency is beautiful.  Nature gives us so many examples.  Out of the millions of sperm that try and enter the fallopian tube, only one finally enters the egg.  The moment it does, the door is shut for all others around it. No matter how many millions of sperm try, only one can enter.  The fertilized human egg […]

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Cost of Consensus in Financial Independence

“You pay a heavy price in the market for a cheery consensus” says the Oracle of Omaha, Warren Buffett.   The nature of human mind to seek out favorable facts, approvals and confirmations in support of what we already want to believe is called confirmation bias.   By nature, most of us have a strong confirmation bias because we […]

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Ten Factorial Rocks – First Birthday!

Hi All, I am happy to share with you that today, Ten Factorial Rocks (TFR) is officially one year old!  Exactly one year ago today, inspired after a long morning walk, I started this oddly-named website.  The idea itself had been germinating for long, after years of being on the receiving end of frustratingly bad information from mainstream media and also, dealing with […]

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Seek Independence From Money Prison

What an oddly-titled article from this website, right?  Trust me, it will make sense.  Read on… Does money drive your life?  It may sound ironic hearing this from a guy who has a monetary target to achieve, firmly planted on the name of this website.  But it is true.   Truth be told, I put up that big, hairy, audacious goal (BHAG) […]

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Stay Humble and Kind

The journey of life is long, complicated and is never a straight path.  Same applies to our financial journey as well, as finances mirror our lifestyle and choices.   So, we must stay humble and kind. The elegance of steadily compounding financial returns are merely that…just elegant.    It’s funny we model financial portfolio growth using […]

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Stress-test Your Financial Independence

Loss aversion defines much of human behavior.  We are so worried about the prospect of loss, that many studies show that finding $100 doesn’t give the same joy to offset the pain of losing $100.  Some say, it takes as much as gaining $200 to offset the loss of $100.  In other words, a loss feels twice as painful than a gain […]

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A Better Way to Track Wealth

My past article on tracking your progress has a simple calculator where you can track whether you are accumulating wealth at a sufficient rate to achieve financial independence.  This was based on a formula shared by Dr. Thomas Stanley in his excellent and meticulous research in his book “The Millionaire Next Door”.  This book demystified how […]

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Retire in 30s via Real Estate Investing

Today, we have a guest post from my European friend Benjamin Davis, who is a living example of geographic arbitrage (as he plans to leave high-cost Germany to lower-cost Portugal).  He is the man running the show at From cents to Retirement. He recently published his first book, entitled “My strategy to retire early“. While doing his PhD, he […]

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This Game Doesn’t Fool You

Happy April Fools’ Day.  Do you want to play a game? It costs absolutely nothing and it’s fun.  It also doesn’t require any batteries!   I assure you, this is no April fool’s joke.   Today, I want to present a game that encourages you to stay on your journey towards financial independence and early […]

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