People working on personal finance goals come from all sorts of interesting backgrounds. There is no summary demographic, or any racial, social and ethnic marker that collectively defines us – which is great! We are all very different people. Yet, what binds us together as a ‘community’ in the vast internet space is our single-minded focus on our goal to reach financial independence, despite many challenges we face along the way. While working on your goal is great, the journey also has to be worth your while.