Tag: money management

SAFEST Withdrawal Rate – Part 2

Howdy, folks!  My last article on ‘safest’ withdrawal rate generated quite a few positive comments except a couple of nasty zingers.  Of course, I rejected the two nasty ones while moderating the comments (a privilege of being the owner of this website).  If you came straight here, read that article first to get the context. One […]

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What is the SAFEST Withdrawal Rate?

Few things occupy the minds of our financial independence/early retirement (FIRE) community as much as safe withdrawal rate (SWR).   Much digital ink and sizable amount of print ink has been spilled on this subject over the past few decades, and theories are refined with various adjustments.   The consensus view – if I can call it that […]

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Stealth Wealth While Living Abroad

The concept of stealth wealth is not new in the personal finance community.  If you are unfamiliar with the concept, one of the best articles about this subject is from Financial Samurai.  Go ahead, read that article first…I will wait! While that article was written from a general perspective and gives sound advice, this concept […]

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Honey, I Shrunk The Budget!

There..I just dated myself.  If you remember “Honey, I Shrunk the Kids” movie (1989), then consider yourself also dated! Regular readers of this website know about our big decision to move to India.  I’ve also shared in an update that our move and settling in went easier than I expected.  If you are new to […]

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Real path to higher income. Take it up a notch or two or 1000!

Fire Your Financial Advisor!

There are many seekers of financial independence and early retirement (FIRE).   Many depend on financial advisors to help them reach a comfortable retirement.  To reach FIRE faster, however, you may have to fire your financial advisor!  I have always managed my finances on my own, and you can too.   For those with any […]

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The Value of a Tiny Income

Funny thing, this financial planning stuff.  You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die! If we knew all of this with certainty, there isn’t much left to […]

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Live It Up in Retirement!

After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle.   Not exactly millionaires, but affluent retirees are also worried about running out of money.  So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared some interesting facts.  I will […]

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What Do The Rich Worry About?

Recovered from my big reveal last week yet? 🙂   Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper.   Yes, I do read magazines from outside the U.S.  Of course, I stick with English newspapers published around […]

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Counting The Marbles

The personal finance blogging world is filled with three categories of people who put out good content: A)  People who are open about both their net worth and their identity.   They track their net worth vigorously and update frequently.   They also post their pictures and their family’s including their travelogues.   These blogs […]

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