Category: Travel

A River Runs Through My Soul

With the traditions of Christmas and other holidays around, Ten Factorial Rocks takes a road less traveled.  One of this site’s goals is to find meaning, and it is about ‘finding yourself’ in a spiritual sense.  Today, I am presenting an unbroken ancient tradition for over 10,000 years – the oldest recorded continuous human tradition.  Unless you have […]

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How Honest Is Your Town?

Where we live is a very important decision in our lives.  For those in high cost-of-living areas, it can motivate their FIRE-seeking journey and for others already in low cost-of-living areas, it makes their FIRE real or well within reach.  The world is full of interesting places with a wide variety of living costs. The earth […]

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Emirates A380. Your replacement is on it!

Buy or Rent? Consider Career Cost

When it comes to a home, most people look at buy vs. rent decision in isolation.  Mainstream finance magazines contribute to this thinking by presenting the numbers of buy vs. rent decision as if those direct costs are the only ones that matter.   Some bloggers take this discussion forward (but barely) by including the opportunity cost of investing the down payment or other exclusive house-related costs in an S&P 500 index fund.  This is still incomplete.  Few people consider the bigger opportunity cost of home ownership while working in a corporate career.

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