Category: Investing

Live It Up in Retirement!

After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle.   Not exactly millionaires, but affluent retirees are also worried about running out of money.  So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared some interesting facts.  I will […]

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Counting The Marbles

The personal finance blogging world is filled with three categories of people who put out good content: A)  People who are open about both their net worth and their identity.   They track their net worth vigorously and update frequently.   They also post their pictures and their family’s including their travelogues.   These blogs […]

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Four Real Estate Investment Strategies for New Investors

This is a guest post from Adam, who is the founder of Offer Climb, with locations in Houston and Phoenix. With his co-founder Corey, they are driven towards finding the best deals and providing easy payout solutions for homeowners looking to sell their property fast. Adam takes pride in providing flexible offers to fit a […]

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Angel Investing: The Devil is in the Details

As you move up the career and net worth ladder, you will be presented with opportunities from generally well-meaning friends, colleagues and aquaintances about the exciting world of ‘angel investing’.   You probably already heard the words before and perhaps even imagined fantasy visions of getting a mouth-watering 100x or 1000x returns from picking the next Google, […]

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(Un)Real Estate – part 2 of 2

This is a continuation from Part 1, which generated some controversy as I expected.  If you came here straight, please read that post prior to continuing here.   Points 1 -7 are covered in the previous post.   There are some thought-provoking points in this 2-part series.  Think and be aware before blindly buying into any real estate ‘investment’. “We […]

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(Un)Real Estate – part 1 of 2

Quite some time ago, I received an interesting email from an ‘insider’ in the real estate finance industry.  His mail is in line with my views on real estate as an investment, but with some disagreements.  I have largely reproduced it here with only some edits to be relevant to the present scenario.  If you are already financially […]

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Dividends: An Apple with an Orange Tastes Better than Two Apples

I have made no secret of the fact that I like both index investing and dividend growth investing, and use both to build my passive income and net worth.  My series comparing the two can be found here.   For international investing, I prefer indexing and ETFs mainly because of inconsistent disclosure norms, accounting standards and investor […]

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Investing: Get The Most Bang For Your Buck

Efficiency is beautiful.  Nature gives us so many examples.  Out of the millions of sperm that try and enter the fallopian tube, only one finally enters the egg.  The moment it does, the door is shut for all others around it. No matter how many millions of sperm try, only one can enter.  The fertilized human egg […]

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Cost of Consensus in Financial Independence

“You pay a heavy price in the market for a cheery consensus” says the Oracle of Omaha, Warren Buffett.   The nature of human mind to seek out favorable facts, approvals and confirmations in support of what we already want to believe is called confirmation bias.   By nature, most of us have a strong confirmation bias because we […]

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Right Mindset for Successful Investing

You may have read several studies that successful long term investing requires the ability to invest efficiently, have enormous patience and faith in the markets to eventually deliver the goodies for your retirement. We also saw in an earlier article, that patience, especially to survive the dog years of investing, is a key requirement. How […]

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