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SAFEST Withdrawal Rate – Part 2

Howdy, folks!  My last article on ‘safest’ withdrawal rate generated quite a few positive comments except a couple of nasty zingers.  Of course, I rejected the two nasty ones while moderating the comments (a privilege of being the owner of this website).  If you came straight here, read that article first to get the context. One […]

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What is the SAFEST Withdrawal Rate?

Few things occupy the minds of our financial independence/early retirement (FIRE) community as much as safe withdrawal rate (SWR).   Much digital ink and sizable amount of print ink has been spilled on this subject over the past few decades, and theories are refined with various adjustments.   The consensus view – if I can call it that […]

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Stealth Wealth While Living Abroad

The concept of stealth wealth is not new in the personal finance community.  If you are unfamiliar with the concept, one of the best articles about this subject is from Financial Samurai.  Go ahead, read that article first…I will wait! While that article was written from a general perspective and gives sound advice, this concept […]

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Honey, I Shrunk The Budget!

There..I just dated myself.  If you remember “Honey, I Shrunk the Kids” movie (1989), then consider yourself also dated! Regular readers of this website know about our big decision to move to India.  I’ve also shared in an update that our move and settling in went easier than I expected.  If you are new to […]

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Curdled With The Growing Indian Economy

Hi Everyone,  Namaste from India!  We came, we saw, we conquered!  Not exactly….but we moved and have settled in the world’s largest democracy.  Thanks to professional movers, good airline service and support received from my employer in transit accommodation, I couldn’t have asked for a smoother move!  I can’t help but wonder about how integrated […]

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Real path to higher income. Take it up a notch or two or 1000!

Fire Your Financial Advisor!

There are many seekers of financial independence and early retirement (FIRE).   Many depend on financial advisors to help them reach a comfortable retirement.  To reach FIRE faster, however, you may have to fire your financial advisor!  I have always managed my finances on my own, and you can too.   For those with any […]

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Net Worth Angst? Beware of This Bias

I love Rockstar Finance (RF).  It is my ‘go to’ resource to see what’s happening in the personal finance blogging world.  I have had the privilege of having a number of my articles featured in RF and enjoyed the warm blanket feeling of seeing thousands of visitors on my site on the day I am rockstar’ed!  […]

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FIRE Without Smoke

What’s up, folks?! The last time I published here was on New Year’s Eve announcing our big decision!  You must have been back to your daily grind – whatever it may be – after a good holiday season.    These breaks often remind us why getting back to full-time work is harder after retirement.  So, […]

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Simply Safe Dividends

Simply safe dividends – that’s what every dividend stock investor wants.  Even if you are undecided on the ‘eternal’ debate between index fund investment and dividend stock investing, it stands to reason that you want your investments to grow.   Growth, keeping up with inflation or going beyond it, can only happen if the business you […]

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