If you have read the article about retirement crisis, you would have rightly concluded that it is in many ways a ‘savings crisis’. Here at Ten Factorial Rocks, we believe in earning more income as a better way to increase savings, but let’s face it – for many people, that’s not an immediate possibility.…
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Love may be blind but life isn’t! Long term domestic partnerships are not the garden path of roses leading to a velvety beach that romantic novels, movies and dating websites want you to believe. As a married man for over 12 years, and also, raising a kid together, I think…
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“Life is like a box of chocolates, you never know what’cha gonna get.” Thus declared the famous Forrest Gump, in a rare glimpse of his philosophical mettle way beyond his portrayed capabilities in the film. That quote resonated for me recently when I was speaking with my 10-year old…
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Get your net worth growing and retire confidently! Quick, what’s your net worth today? Can you answer this question within a couple of minutes? It is vital to measure where you are in your journey towards financial independence (FI). With just a few keystrokes, there are modern tools available…
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It’s no surprise your job feels like a prison after reading many personal finance blogs. It has become a rite of passage for many early retirement (ER) bloggers to declare their freedom from the ‘chains’ of corporate life. After all, being free from what 99% of the world’s salaried class…
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If you are well aware of the retirement crisis in the first world or worried about your own retirement, then you have come to the right place. In an earlier post, we saw how a simple decision to rent, while giving you the opportunity to be globally mobile, can help accelerate your journey…
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Let’s face it. Americans, and for that matter, most of the western world, are ill-prepared for their retirement. Reading ER blogs and personal finance websites will not give you the real picture as the authors and commentators are a progressive bunch who, collectively, are better off financially than others.…
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A scoreboard keeps us engaged in the game. As a player, you need to focus on the game and not on the scoreboard, but once in a while, it helps to lift your head up to see what the score is, so you can change your game accordingly. A scoreboard…
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The 19th century mathematician Carl Gustav Jacobi is attributed to have said “Invert, Always Invert!”. His words never had it so good until recently. His name and work might have forever remained within the cocoon of academic mathematics if not for his quote made famous in recent times by Charlie…
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In the pursuit of financial independence (FI), you will have to deal with frugality. Frugality, like many things in life, is relative. I always find it curious to read how someone can live under $10,000 a year or under $15,000 a year with family (in a developed country. This qualifier is important because these figures are a comfortable…
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