Achieve FIRE without extreme frugality.

Simple Trick To Save More

Simple Trick To Save More

If you have read the article about retirement crisis, you would have rightly concluded that it is in many ways a ‘savings crisis’.   Here at Ten Factorial Rocks, we believe in earning more income as a better way to increase savings, but let’s face it – for many people, that’s not an immediate possibility.…

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Juvenile Philosophy?

Juvenile Philosophy?

“Life is like a box of chocolates, you never know what’cha gonna get.”  Thus declared the famous Forrest Gump, in a rare glimpse of his philosophical mettle way beyond his portrayed capabilities in the film.   That quote resonated for me recently when I was speaking with my 10-year old…

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What gets measured gets GROWING!

What gets measured gets GROWING!

     Get your net worth growing and retire confidently! Quick, what’s your net worth today?  Can you answer this question within a couple of minutes?  It is vital to measure where you are in your journey towards financial independence (FI).  With just a few keystrokes, there are modern tools available…

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Are You a PAW Yet?

Are You a PAW Yet?

A scoreboard keeps us engaged in the game.  As a player, you need to focus on the game and not on the scoreboard, but once in a while, it helps to lift your head up to see what the score is, so you can change your game accordingly.  A scoreboard…

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Invert. Always Invert!

Invert. Always Invert!

The 19th century mathematician Carl Gustav Jacobi is attributed to have said “Invert, Always Invert!”.   His words never had it so good until recently.   His name and work might have forever remained within the cocoon of academic mathematics if not for his quote made famous in recent times by Charlie…

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You cannot shrink your way to FI

You cannot shrink your way to FI

In the pursuit of financial independence (FI), you will have to deal with frugality. Frugality, like many things in life, is relative.   I always find it curious to read how someone can live under $10,000 a year or under $15,000 a year with family (in a developed country.  This qualifier is important because these figures are a comfortable…

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