What is a safe withdrawal rate for early retirement? There is no easy answer to this, as there are many definitions of what early is. There are also varying degrees of what retirement means, since a lot of people stay active doing side work once they leave their full time jobs. But there are a […]
High yield savings accounts are back. Rates have been rising, as the Fed continues its fight against inflation. Mortgage rates have risen. If you have credit card debt or have tried to finance a car, then you will have noticed rising rates and possibly higher payments. But it’s not all bad news. If you […]
Here are a few IPOs for 2023 that you don’t want to miss. Investing in IPOs can be risky, but if you pick the right ones, then they can be rewarding. Here are a few IPOs that will be coming in the new year. Investing in an IPO I won’t get into the details of […]
What do rising interest rates mean for your finances? Rates have been rising since March of 2022 when the Fed began an aggressive campaign to attempt to stabilize the economy and fight inflation. Rising rates make borrowing money more expensive, but they also make saving rates more attractive. Here is a quick look at how […]
Here are 3 dividend-paying stocks that are under $5. Full disclosure, I don’t personally own any of these stocks, nor am I a financial advisor. You need to do your own due diligence before investing in these or in any positions. Most of the stocks that I own pay a dividend. I am currently […]
Buying a house in today’s market can seem impossible. 30-year mortgage rates are hovering around 7%, which is more than double what they were about a year ago. The median home price in America is at $427,000, which is over 13% higher than this time last year. Couple those stats with record inflation, and the […]
What can you do if you accidentally paid taxes twice? You’d think it would be hard to pay taxes twice, but it can happen. There are endless stories online of people doing this very thing. No matter how you double-paid on your taxes, you will probably want your money back. Here are a few things […]
Avoid these mistakes when applying for a mortgage. Applying for a mortgage can be a drawn-out process requiring a lot of paperwork and time to complete. You can however minimize the headache by making sure a few things are in check. Rates In today’s rising rate environment, it becomes necessary to shop for the best […]
How can you filter stocks? If you are a trader or an investor, then it is beneficial to be able to filter good stocks from the thousands of choices that are out there. There are endless products available that can filter stocks for you. Here are a few things to consider before choosing one. Stock […]
Sports betting is big business, as betting on the NFL and College Football is expected to exceed $31 billion this season. If those projections are correct, that would be a record. The Business of Betting A record 46.6 million Americans plan to bet on NFL games this season. That is up 3% from last year […]