The following is a guest post from Grant Swann. While we are in the midst of our investment series on Dividends vs Index, this post addresses a basic question on why to even bother investing. Since a shocking 80% of the millennial generation don’t invest, fundamental topics like these serve as guidance for millennials and a reminder for the rest of […]
This article takes off from the groundwork we established in Part 1. In writing this series, I have started with the well-supported premise that over the long-term, equities are the best asset class to remain invested in. In addition to my article on the efficient frontier, there are several excellent books and good resources on […]
Hi TFR Readers, I am happy to share with you that I was interviewed by Mr. 1500 at 1500days.com. Hope you enjoy reading my answers to his famous ‘ten questions’ and getting to know me a bit more. For those who don’t know Mr. And Mrs. 1500, they are a young FIREd family (Mr. […]
Saving regularly and having a zero or manage-ably low debt are important prerequisites for efficient long-term investing. You can’t think of investing until your savings is building up. If you are a diligent saver or have sizable funds already, this series of articles is for you because it is about investing those savings. After you are […]
The title is a line I often use with friends and even in comments I leave on other websites. There is no compulsion that financially independent people must retire early. In math, there is a concept called ‘necessary’ and ‘sufficient’ condition for a given outcome. Without getting into math, a real-life example will make the concept […]
Dear Readers, Subscribers & Casual Visitors, 2016 was an eventful year. We’ve seen a lot this year around the world: The triumph of a trumpeting voice in the West, with the dollar being almighty A kingdom not so united in Europe, leaving others to question their own un-union A sea of humanity fled their homes in the Middle […]
With the traditions of Christmas and other holidays around, Ten Factorial Rocks takes a road less traveled. One of this site’s goals is to find meaning, and it is about ‘finding yourself’ in a spiritual sense. Today, I am presenting an unbroken ancient tradition for over 10,000 years – the oldest recorded continuous human tradition. Unless you have […]
Statistics tell you that you don’t need to be in the 7-figure net worth club to be part of the rarefied segment of top 1% in the world. It certainly doesn’t take much to be in the top 10%. Still, by definition, this means 90% of the world is not there and most are nowhere close. Granted, a […]
Where we live is a very important decision in our lives. For those in high cost-of-living areas, it can motivate their FIRE-seeking journey and for others already in low cost-of-living areas, it makes their FIRE real or well within reach. The world is full of interesting places with a wide variety of living costs. The earth […]
This website is fortunate to have high quality of visitors, based on what the analytics tell me. TFR is also fortunate to have a global audience and people from various industries (both working and retired). So, I am counting on your advice in this post. This is my first attempt at discussing a specific stock holding of mine. […]