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Oh, dear latte! You have been crucified. Fear not, Mr. TFR at your service. Always keep me happy with your frothy texture and warm liquid company.

Sensibly Frugal

Posted by 6Life, Money
Oh, dear latte! You have been crucified. Fear not, Mr. TFR at your service. Always keep me happy with your frothy texture and warm liquid company.

Oh, dear latte! You have been crucified.   But don’t worry.  Always keep me happy with your frothy texture and warm liquid company.

Folks, you have all heard this before.  “If you don’t indulge in that Starbucks coffee every day and invest the savings, you will get rich” or something like that.   I have heard this story far too many times from far too many ‘experts’.  It has even found a place in some bestseller books that sold a million copies!  Time to put this overused latte story to test.   Let’s compare the latte math with the real math @ TFR.

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I have my roots in an unshakeable market so I am invincible. Buy me! I am a no-brainer!

Buying vs. Renting: A Capital Tale

Posted by 12Life, Money
I have my roots in an unshakeable market so I am invincible. Buy me! I am a no-brainer!

I have my roots in an unshakable market so I am invincible. Buy me! I am a no-brainer!

This post took 10 years in the making.  It has its origins in 2005 when I moved to the Washington DC area during the peak of the real estate bubble.  Soon after, I have been recommended, advised, urged and sometimes even warned about my foolish decision to rent.
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A Bad Day At Work

Posted by 7Work

It was nearly 6 PM on Friday and I was getting into my car at the office parking lot.   I was looking forward to the weekend after a tiring week juggling tasks, teams, new projects and business plans.   My son’s school athletics championship was the main event for our weekend.  He had qualified for the decathlon finals after several preliminary rounds.   The happy thoughts of spending my day watching my son on the field, and then taking my family out for a nice dinner and ice cream were on my mind when suddenly, my cell phone rang.  Sh**, it’s my boss.

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The Ten Factors

Posted by 5Life, Money, Work

There are 10 factors in my life journey that I see as integral to a meaningful and successful life, and net worth is only one part of it.   Each of these factors directly or indirectly contribute to my financial and well-being goals.   I hope to share my experience (both pains and pleasures) and learn from your comments on each of these areas.  Here we go:
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About TFR

Posted by 2Life

Hi, I am Roman (or “Mr. TFR”).  Glad to have you here!  I am a 45+ corporate senior manager working in a consumer products company, who values financial independence.   I have a family (including my elderly mother) to support but that’s not why I need my job, it is because I am doing (so far) interesting […]

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