Hi Everyone, Namaste from India! We came, we saw, we conquered! Not exactly….but we moved and have settled in the world’s largest democracy. Thanks to professional movers, good airline service and support received from my employer in transit accommodation, I couldn’t have asked for a smoother move! I can’t help but wonder about how integrated […]
There are many seekers of financial independence and early retirement (FIRE). Many depend on financial advisors to help them reach a comfortable retirement. To reach FIRE faster, however, you may have to fire your financial advisor! I have always managed my finances on my own, and you can too. For those with any […]
I love Rockstar Finance (RF). It is my ‘go to’ resource to see what’s happening in the personal finance blogging world. I have had the privilege of having a number of my articles featured in RF and enjoyed the warm blanket feeling of seeing thousands of visitors on my site on the day I am rockstar’ed! […]
What’s up, folks?! The last time I published here was on New Year’s Eve announcing our big decision! You must have been back to your daily grind – whatever it may be – after a good holiday season. These breaks often remind us why getting back to full-time work is harder after retirement. So, […]
Hope you are having a great holiday season. As my son would say, ’sup friends? 😊 You may be wondering about the low frequency of posts this month. There is good reason for it. On this New Year’s Eve, I have some big news to share with you! While you have been enjoying your holiday, […]
Simply safe dividends – that’s what every dividend stock investor wants. Even if you are undecided on the ‘eternal’ debate between index fund investment and dividend stock investing, it stands to reason that you want your investments to grow. Growth, keeping up with inflation or going beyond it, can only happen if the business you […]
Funny thing, this financial planning stuff. You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die! If we knew all of this with certainty, there isn’t much left to […]
Some time ago, I wrote an article about the famed 1%, suggesting it all depends on how you measure it and some of you may even be part of it! The 1% means different things in different contexts. Apathy Ends wrote a post titled Can you do 1% better showing how even a small increase in […]
Few of us are so lucky as Mr. Confucius advised. For vast majority of wage earners in the world, our job is not only a means to use our skills but increasingly the main source of income to support our life and family and to provide for our retirement (for those who have pensions or […]
After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle. Not exactly millionaires, but affluent retirees are also worried about running out of money. So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared some interesting facts. I will […]